Accountants are discreet with their records.

Analyze the question: The word "discreet" is the one being tested. We need the option closest in meaning to it.

Explain the concept: "Discreet" means careful and prudent about what you say or do, especially to keep private or confidential information safe. Don't confuse it with "discrete," which means separate or distinct. Here, the sentence is about handling records carefully and confidentially, so "discreet" is the right word.

Solution, option by option:

• A. rash: This means hasty and reckless. It is the opposite of discreet, so it is wrong.
• B. strategic: This means planned to achieve a goal. It is about planning, not about being careful or private, so it does not fit.
• C. wise: This is close, since discretion shows good judgment. But "wise" is broader and means having general good sense or knowledge. It does not capture the careful, guarded sense of "discreet."
• D. cautious: This means careful and watchful to avoid mistakes or risks. It matches the core meaning of "discreet," which is being careful and prudent, particularly with sensitive information.

Answer: The best choice is D. cautious.

Tip: Link discreet with careful and prudent, and link discrete with separate. A memory trick: in "discrete," the two e's are separated by the t. In "discreet," the two e's sit together and keep a secret. Words like prudent, careful, circumspect, tactful are also synonyms of "discreet," and they often appear in JAMB lexis questions.